POLICIES AND PROCEDURES

Welcome to Guiding Light (GL). GL provides psychic operator services through interactive psychic telephone lines. GL is part of a psychic network of approximately 4000 qualified psychic advisors. GL contracts with psychics on an individual basis. Each psychic is an independent contractor and not an employee of GL. Each psychic determines when he or she will respond to calls and determines how many referrals to accept each day, week or month. GL allows you as an independent contractor to work from the comfort of your own home or office, at whatever flexible hours fit your schedule. It is an excellent way to supplement your current business, and earn extra dependable income during hours that you have not scheduled for your other clients. You are free to continue your private practice, if any.

This information sheet sets forth certain information important to the independent contractor psychics of GL and contains certain suggestions that you may consider as an independent contractor psychic of GL.

1. Compensation

GL compensates its independent contractors on a per call per minute basis. See the compensation schedule attached to the Independent Contractor Agreement for specific information. The total dollars paid to you during each calendar year will be reported annually to the IRS on Form 1099. You are solely responsible for the payment of any income and employment-related taxes. As an independent contractor, you will not be entitled to any employee benefits or workers' compensation or unemployment compensation.

2. Phone Requirements

For optimum success you will need a separate phone line with no call waiting, or voice mail. These features create an open line and are incompatible with out computer system sending two calls at once.

3. Independent Contractor Agreement

GL requires its independent contractors to enter a written Independent Contractor Agreement with GL. That agreement is attached hereto and must be completed, signed and returned to GL before any referrals will be made. Therefore, we suggest that you promptly return to us by fax, mail or e-mail the last 10 pages with a copy of your Social Security card and copies of any Resume, Business cards, Certifications, Degrees, or Licenses.

4. Logging On to Receive Referrals

When you are ready to respond, call 1-800-848-4587 and listen to the prompts, enter your assigned number and password, which is the last 5 digits of your system phone number. Once you have accessed the system, simply follow the prompts for accepting referrals. For systems reasons, it is important that you only be logged on the system while you are accepting calls or responding to referral calls. If you do not log on the system, you will not receive any calls.

5. Answering a Call

When you receive a call, first you will hear a voice message letting you know the type and maximum length of the call, which is normally 60 minutes. (Some calls will go longer.) You will be automatically cut off by the computer at the maximum length of each call. We suggest that you answer by saying: "Thank you for calling the Network, this is (your name) at extension (your extension)., ”What is your full name & date of birth?" 

6. Concluding a Call

We suggest that you give out the 900 number: 1-900-288-0901 (for them to call you back another time)